Past Events

Retirement: Where do we go from here?

Join us as we discuss retirement policy design in Malaysia.

How has Covid-19 impacted retirement adequacy and old age poverty? What are the structural and behavioural challenges to overcome? And what are the emerging technologies and solutions?

Date: 2 December 2021, Thursday
Time: 8.00pm – 9.30pm (GMT+8)
Venue: LIVE on Facebook (@Penanginstitute) & YouTube (Penang Institute)
Note: No registration is required for this event. Simply tune in to the Livestream at the mentioned time.


1. Pn Balqais binti Yusoff, Head of Strategy Management Department, Employees Provident Fund (EPF)
Balqais Yusoff is currently heading the Strategy Management Department of the Employees Provident Fund (EPF). Prior to joining EPF, she led the Corporate Planning outfit of a public listed supply chain organization. She holds a Masters of Business Administration degree from Durham University, United Kingdom and a Bachelor’s of Arts degree in International Relations and Economics from University of Wisconsin, United States of America. Balqais has more than 20 years of experience spanning various industries encompassing banking, public services and consultancy.

2. William Price, CEO, D3P Global Pension Consulting
William is a global pension expert who has worked for the World Bank, UK Treasury, UK Pension Regulator and in collaboration with the OECD and International Organization of Pension Supervisors (IOPS). He has worked with governments throughout the world to design systems that improve pension outcomes, focusing on regulation and supervision, market structure and investment strategy. He co-created the Outcomes Based Assessments (OBA) and Outcomes and Risk Based Supervision (ORBS) models for pensions and has published extensively on a wide range of pension issues including the recent book “Saving the Next Billion from Old Age Poverty”, as well as speaking regularly at conferences across the world. An economist by training, his career included three Budgets as Private Secretary to Gordon Brown and leading the Assets, Savings and Wealth team at the UK Treasury. His financial policy expertise combines with past roles on development, macroeconomics and growth. He was previously Head of Policy at the UK’s Pensions Regulator and a global pension expert at the World Bank. He is currently a Program Leader and Advisory Board member of the Insurance and Pensions programme of the Toronto Centre for Global Leadership in Financial Supervision and an Ambassador for the Transparency Taskforce. He gained his first degree from Oxford University and has a Masters in Economics from University College London.


Yap Jo-yee, Analyst, Socioeconomics & Statistics Programme, Penang Institute
Jo-yee works on social development projects at Penang Institute, combining qualitative and quantitative data to derive behavioural insights that inform policy. Prior to joining Penang Institute, she worked in the financial industry, exploring blockchain use-cases in trade finance and financial advisory. She has designed and led youth development projects in London and Penang, focusing on education. Jo-yee completed her BSc Economics, and MSc Economics under the Chevening Scholarship at University College London.



-1.12.25 : -1.07.15 – Introduction & welcoming remarks

-1.07.14 : -55.21 – Presentation by William Price, D3P Global

-54.40 : -34.53 – Presentation by Pn Balqais, EPF

-34.52 : 0 – Q&A and discussion